IDBank offers a variety of loan programs, including unsecured loans, secured loans, gold-backed loans, and mortgage loans:
Rocket Line
0% - 21.7% interest rate, term of 1-60 months, maximum amount of 10,000,000 ֏:
Rocket Loan/Credit Line
19-21.7% interest rate, up to 60 months term, up to 10,000,000 ֏:
Credit Lines
19-20% interest rate, up to 60 months term, maximum amount of 5,000,000 ֏:
Profi
14-20% interest rate, up to 120 months term, maximum amount of 10,000,000 ֏:
Student Loan
9% interest rate, up to 10 years term, maximum amount of 4,000,000 ֏:
Warm Home Microloan
14% annual nominal interest rate, up to 84 months term, maximum amount of 3,000,000 ֏:
Renovation Loan
Starting from 13.75% annual interest rate, up to 120 months term, up to 20 million ֏:
Consumer Loan
15%-18.24% interest rate, up to 180 months term, up to 125,000,000 ֏:
Refinancing
Starting from 15.5% interest rate, up to 180 months term, up to 125,000,000 ֏:
Loans Secured by Financial Assets and Bonds
Deposit rate +3% interest, maximum amount of 250 million AMD:
Investment Loans
Starting from 13.5% interest rate, up to 240 months term, maximum amount of 2,000,000,000 ֏ or equivalent in foreign currency:
IDgold Package
14.5%-17% interest rate, up to 60 months term:
Gold Standard
16%-19% interest rate, 3-60 months term:
IDhome Package
Starting from 4.99% interest rate, up to 240 months term:
Acquisition with Bank's Own Funds
Starting from 12.25% interest rate, up to 240 months term: