According to the Central Bank of Armenia, the assets of credit organizations operating in the country stood at AMD 917,248 million as of August 2026. That was up 8.6% from the comparable period of 2025.
Liabilities totaled AMD 445,084 million, marking a 9.8% year-on-year increase. Total balance-sheet capital reached AMD 472,164 million, up 7.5% from a year earlier.
Current period retained earnings came in at AMD 21,252 million. This represented a 41.6% decline compared with the corresponding figure for 2025.
Retained earnings from the previous period amounted to AMD 153,016 million. That indicator posted 26% growth versus the same period last year.
The published data suggest that the sector’s main balance-sheet indicators continued to expand, even as current-period profitability showed a sharp decline.

