YEREVAN, July 30. /ARKA/. Retail clients of VTB (Armenia) can open a 'Stable' deposit at a rate of up to 10% per annum when placing funds in the national currency for a term of 12 months. The product combines competitive profitability, flexible service conditions, and the possibility of registration via the mobile application or at bank branches.
The maximum interest rate for the 'Stable' deposit in Armenian drams is 10% per annum (effective interest rate: up to 9.97% per annum) when placing funds for 1 year in an amount starting from 4 million drams.
An additional advantage for clients opening a deposit of 4 million drams is the opportunity to connect to VTB (Armenia)'s individual 'Privilege' package, which provides access to an extended range of services and privileges ensuring a high level of comfort and personalized service for both the client and one family member.
The 'Stable' deposit continues to be in high demand among our clients. By the end of the first half of 2026, the deposit portfolio grew by 50% compared to the same period last year, and the number of deposits opened increased by 20%. The high demand for the product is due not only to the competitive interest rate but also to the development of customer services. When opening a deposit, clients gain access to special service conditions in the 'Privilege' zones, the network of which continues to expand across the country.
Interest on the deposit is paid at the client's choice: at the end of the placement period, monthly, or with monthly capitalization. Funds can be placed in three currencies: Armenian drams, Russian rubles, and euros.
Detailed information about the terms of the 'Stable' deposit is available on the bank's official website, at VTB (Armenia) branches, and in the Contact Center at 87 87.
Individuals' savings are guaranteed by the Deposit Insurance Fund. The income tax on deposit interest is 10% per annum.
The activities of VTB (Armenia) are regulated by the Central Bank of Armenia.
