On July 28, during a press conference, Arman Barseghyan, the director of retail banking at Ameriabank, presented the results of retail banking for the first half of 2026, as well as the main achievements and development priorities over the past years:
Barseghyan noted that the number of Ameriabank customers has surpassed 900,000. It should be emphasized that the average growth rate of the bank's customer base over the past 5 years has been 23.41%, and in the last two years, the customer base has doubled:
Alongside the expansion of the customer base, there has also been a rapid increase in customer digital activity, particularly, the average growth rate of monthly active users in the digital domain over the past 5 years has been 55.81%:
As of June 30, 2026, Ameriabank's retail banking deposit portfolio exceeded 1 trillion 30 billion AMD. Notably, the portfolio of term deposits has grown by 19% since the beginning of the year, reaching 423 billion AMD, while the portfolio of demand deposits has increased by 18%, reaching 446 billion AMD (as of June 30, 2026):
Ameriabank's retail loan portfolio has increased by more than 10% since the beginning of the year, exceeding 800 billion AMD as of June 30, 2026, including a 12% increase in the mortgage loan portfolio, which has surpassed 400 billion AMD:
As of June 30, 2026, Ameriabank's bond portfolio amounted to 160 billion AMD. Notably, this year Ameriabank fully placed its first-ever perpetual bonds worth 100 million USD, strengthening the bank's capital position and diversifying funding sources:
Barseghyan presented new features of the MyAmeria app, as well as the platforms MyHome, MyCar, MyInvest, and MyBusiness, upcoming projects, and initiatives by the bank in the areas of digitalization and artificial intelligence:
In parallel with the development and improvement of digital platforms, Ameriabank is also paying great attention to expanding its branch network to be closer to customers in their communities. Specifically, this year, the first branches of Ameriabank have already opened in the Ararat region and the Norq-Marash administrative district of Yerevan, with two more branches expected to open by the end of the year, specifically for Premium and Partner status customers:
About Ameriabank
Ameriabank is a leading financial and technological institution and a significant player in the Armenian economy. Under its digital transformation strategy, the bank is continuously implementing and improving unique products, services, and innovative platforms aimed at meeting the financial and non-financial needs of people:
The bank is regulated by the Central Bank of Armenia:
