Overdraft for IT and Medical Sector Specialists
Overdrafts designed for specialists in the most in-demand sectors: information technology and medicine:
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Currency
Armenian dram
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Maximum Amount
Up to 500% of non-taxable income
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Maximum Term
36 months
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Interest Rate
15%, effective interest rate — 16.08 %
Conditions for Providing the Credit Line
The credit line is provided in the Bank's branches that carry out full financial operations .
Required Documents
- Passport
- Public service number (social card)
- Certificate from the workplace regarding the position held, salary, and length of service in the organization.
Useful Information
- The maximum decision-making period for the loan application is 1 working day.
- The maximum loan provision period is 5 working days after submitting all required documents.
Attention
When applying for a loan, the lender will provide you and the guarantor(s) (if any) with an individual sheet of essential conditions for the consumer loan, which will present the individual conditions of the loan to be provided to you:
