When discussing salary, the amount is usually the first thing that comes to mind. Can you imagine that two people with the same income can have significantly different financial situations? For instance, one person's salary might be entirely spent by the end of the month, while the other's might allow for savings and approaching long-term goals. The difference lies not only in the amount spent but also in how the salary is managed.
IDBank's IDsalary salary package is designed for clients who receive or plan to receive their salary through IDBank.
What advantages does the package offer?
- Free premium class card — provided within the package (type depends on the salary amount).
- Cashback and bonuses on premium cards.
- Preferential conditions for cash withdrawals.
- Competitive interest rates on loans.
- Credit line — up to a 55-day grace period.
- Credit limit — up to 15 times the net salary (maximum 10,000,000 AMD).
- Lower interest rate for mortgage loans — 0.25 percentage points lower than the current mortgage rate of IDBank.
- Additional interest on deposit/account — +0.5 percentage points higher than the interest rate on savings accounts in AMD.
- Free ArCa card — with a cashback possibility of up to 60,000 AMD per month.
- Discounts on safe deposit boxes — 20% discount on individual safe deposit box rental.
- Free service — connection to the package and monthly service are free.
And other advantages: IDBank is regulated by the Central Bank of Armenia.
