The ArCa Gold card from Byblos Bank Armenia offers a 2% cashback for cashless purchases made within Armenia. The annual service fee for the card is 4,000 AMD, and its term is 3 years.
Cardholders can receive cashback for all transactions exceeding 1,000 AMD, with a maximum monthly cashback of 60,000 AMD. The card can be ordered online or at bank branches.
Citizens forcibly displaced from Artsakh can obtain a free ArCa Gold card, which has no annual service fee.
