Ameriabank is taking part in TOON Expo, the real estate and development exhibition running from November 13 to 15, with a special mortgage offer. During the event, buyers purchasing property from the bank’s partner companies can apply for a mortgage with a 0% down payment.
Vahram Gevorgyan, head of Ameriabank’s Long-Term Banking Services Tribe, said the bank offers several mortgage products for different customer segments, including phased mortgages and subsidized options. He added that approvals for some products on the MyHome platform can be received within minutes, while the bank’s new online real estate refinancing product is also available through a fully digital process.
The bank has also designed a dedicated lending product for Armenians living in the diaspora. For customers looking to buy a home abroad, Ameriabank offers investment loans in three currencies: at 13.75% in ՀՀ դրամ, 9.5% in US dollars, and 8.5% in euros.
Developers participating in the exhibition say the zero-down-payment option significantly broadens access for buyers. According to Stepan Harutyunyan, project manager of Metrum Invest’s Tsaghkadzor Park project, mortgages previously covered 90% of an apartment’s value with a mandatory 10% down payment, while the new offer allows financing of the full 100%.
Bedeck Construction is also presenting the same offer to its clients at the expo, where it has four projects on display: two in Yerevan and two in the regions, in Abovyan and Masis. Ameriabank remains the leader in Հայաստանի banking system by mortgage portfolio volume, holding a 24.1% market share as of the third quarter of 2026.
