Acba Bank has enhanced its remote service capabilities by introducing an electronic signature system for contract signing.
Steps for Signing Loan Agreements
An offer to sign documents is sent to the customer's email, which will be active for 10 working days.
After reviewing the loan documents, the customer clicks the “Proceed to Sign” button, enters the one-time password sent to their phone number, and clicks the “Sign Documents” button.
The documents approved by the bank are sent separately to the customer's email, and the loan amount is simultaneously transferred to the customer's account, automatically deducting a one-time commission fee for the loan provision.
Loan Types
Signing loan agreements and obtaining loans electronically is possible without collateral and without a guarantor for the following types of loans:
- Consumer loan - up to 10 million AMD
- Credit line - up to 5 million AMD (equivalent in foreign currency)
- Non-revolving credit line - up to 2 million AMD (equivalent in foreign currency)
- Agricultural loan - up to 5 million AMD (equivalent in foreign currency)
